About This Property
Residential in Stuart
Step into a home with history. This fully furnished, renovated 1920 cottage near Downtown Stuart is warm, private & full of authentic character, with original wood floors, arched openings & timeless cottage charm. Offering 2 bedrooms, 2.5 baths plus flexible bonus space for a guest sleeping area or home office, it has approx. 1,130 sq. ft. under air. No HOA—enjoy it year-round, as a winter retreat or investment property with short- or long-term rental potential. The .18-acre fenced yard adds privacy & possibilities: R-3 zoning may allow additional units & improvements—or create your own backyard oasis with a pool. Updated baths, metal roof, 2026 water heater & 2025 HVAC add modern comfort. Minutes to downtown, dining, shops & the St. Lucie River. Professional photos-some grass features AI. Minutes to downtown, dining, shops & the St. Lucie River. This charming Downtown Stuart cottage offers far more than its 1920 year built might suggest. Filled with natural light from 13 windows, each with custom blinds, the home feels bright, warm & welcoming throughout. Original wood floors, graceful arched openings, new interior wood doors, paneled walls, painted wood ceilings, custom built-in bookcases in the living room & Bahama-blue exterior hurricane shutters all add to its authentic cottage character. Extensive renovations over the years—including substantial improvements reflected in the property's 1990 effective year—bring modern comfort while preserving the personality that makes this home so special. Both bedrooms feature their own beautifully renovated en-suite baths, each with custom walk-in showers, updated vanities & thoughtfully designed cabinetry and wardrobe-style storage. An additional half bath provides convenience for guests. More recent improvements include fresh interior paint, remote-controlled ceiling fans, 2025 HVAC & a 2026 water heater. The spacious kitchen offers abundant counter space, warm wood cabinetry, a pantry, separate storage closet & new LG refrigerator. While not recently remodeled like the bathrooms, its generous layout provides excellent functionality today with plenty of opportunity for a future owner to personalize it and create the kitchen they've always wanted. The large, private fenced backyard is another standout feature, with mature landscaping, fruit trees & plenty of space for outdoor entertaining, gardening or a future pool. A separate shed houses the full-size washer & dryer and functions as a dedicated laundry/utility space with electric, water, hanging space & folding area. An additional covered outdoor storage area provides convenient space for lawn equipment, tools & outdoor gear, plus a dedicated kayak rack. Two separate driveways provide unusually generous off-street parking for a home this close to Downtown Stuart, with room to comfortably accommodate 5 or more vehicles—a valuable feature in an area where many homes have limited or street-only parking. The home is being sold fully furnished with quality cottage-style furnishings that complement its character beautifully, making it a truly turnkey option for a full-time home, winter retreat or investment property ready for immediate use. Located in Flood Zone X, with flood insurance not currently required by the seller's lender. A wind mitigation inspection has been completed, and the Bahama shutters provide added storm protection while enhancing the home's authentic Florida cottage style. Seller reports favorable current insurance costs as well as low utility bills. Buyers should independently verify insurance requirements, coverage, premiums & utility costs. R-3 zoning offers additional flexibility and may allow accessory dwelling units, additional residential units or other improvements, subject to applicable City of Stuart zoning,
Features & Amenities
Property Highlights
Roof
- Metal
Sewer
- Public Sewer
Levels
- One
Cooling
- Ceiling Fan(s)
- Central Air
- Electric
Fencing
- Back Yard
- Chain Link
- Fenced
- Full
- Gate
- Privacy
- Vinyl
- Wood
Heating
- Central
- Electric
Electric
- 220 Volts
- Circuit Breakers
Flooring
- Ceramic Tile
- Tile
- Wood
Utilities
- Cable Available
- Electricity Connected
- Sewer Connected
- Water Available
Appliances
- Dishwasher
- Dryer
- Electric Cooktop
- Electric Range
- Freezer
- Ice Maker
- Microwave
- Oven
- Refrigerator
- Washer
- Water Heater
- Cooktop
- Electric Water Heater
Possession
- Close Of Escrow
Room Types
- Florida Room
- Kitchen
- Living Room
- Master Bedroom
Dining Area
- DiningLiving Room
LotFeatures
- Fruit Tree(s)
- Room for Pool
WaterSource
- Public
Lot Features
- Fruit Tree(s)
- Room for Pool
Pets Allowed
- No Restrictions
Restrictions
- No Restrictions
Water Access
- None
Water Source
- Public
Listing Terms
- Cash
- Conventional
- FHA
- VA Loan
Patio Details
- Patio - Open
Structure Type
- House
OtherStructures
- Outbuilding
- Shed(s)
- Storage
- Other
ParkingFeatures
- Asphalt
- Concrete
- Driveway
- Gravel
- Strip/Slab
Pets Allowed YN
- Yes
Tax Information
- CityCounty
- No Homestead
Window Features
- Blinds
- Shutters
ExteriorFeatures
- Awning(s)
- Garden
- Storage
InteriorFeatures
- Bedroom Layout - Split
- Built-in Features
- Closet Cabinetry
- Custom Mirrors
- Entrance Foyer
- Pantry
- Storage
Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Outside
- Washer Hookup
- See Remarks
Main Living Area
- Entry Level
Other Structures
- Outbuilding
- Shed(s)
- Storage
- Other
Parking Features
- Asphalt
- Concrete
- Driveway
- Gravel
- Strip/Slab
SecurityFeatures
- Smoke Detector(s)
Exterior Features
- Awning(s)
- Garden
- Storage
Interior Features
- Bedroom Layout - Split
- Built-in Features
- Closet Cabinetry
- Custom Mirrors
- Entrance Foyer
- Pantry
- Storage
Road Surface Type
- Paved
Security Features
- Smoke Detector(s)
ArchitecturalStyle
- Traditional
Master BedroomBath
- 2 Master Baths
- 2 Master Suites
- Bedroom On Entry Level
- Master Bdrm - Ground
- Separate Shower
Property Condition
- Resale
Road Frontage Type
- City Street
- West of US-1
WaterfrontFeatures
- None
Acreage Description
- Less Than 14 Acre Lot
- Less Than 1 Acre Lot
Architectural Style
- Traditional
Road Responsibility
- Public Maintained Road
Special Information
- Sold As-Is
Showing Requirements
- Combination Lock Box
- Lockbox
- Schedule Online
- Sign On Property
- Text Listing Agent
Water Heater Details
- Electric Water Heater
Outdoor Living Spaces
- Patio
PatioAndPorchFeatures
- Patio - Open
- Patio
Construction Materials
- Vinyl Siding
- Wood Frame
SpecialListingConditions
- Standard
Storm Protection Details
- Storm Shutters
Leasing Permitted Details
- Okay To Lease
Special Listing Conditions
- Standard
Leasing
- Okay to lease: Yes
Specifications
Property Details
Location